Loan Application Checklist

Property Information (if you already have a contract on a house)
Purchase Agreement.

Income & Assets

Pay stubs for the last 30 days.
W-2s for the past 2 years.
Statements for each bank for the last two months.
  If you own more than 25% of a business:

Corporate or partnership tax returns.
  If self-employed:

Tax returns for the last two years (with schedules).
  If you own rental property:

Tax returns for the last two years and current rental agreements.
  If you are retired:

Pension Award Letter.
  If you receive Social Security:

Current year's Social Security Award Letter.
  If you are counting child support as income:

Copy of court-stamped divorce settlement.

VA Loans

Copy of DD Form 214, Report of Separation.


Photo ID.
Residence addresses for the past two years.
If applicable, a copy of your divorce decree.

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