NMLS # 311846

Brandon Hays is our very own mortgage and debt elimination expert. He has been helping clients achieve their goals of purchasing homes and truly becoming home “OWNERS” by becoming completely debt free; including their mortgages, since 2002. In the beginning of 2019, Brandon became Co-Owner and Vice President for Affinity Lending, Inc. He is excited about the opportunity to continue his quest in helping clients achieve their financial goals, in turn changing their lives for the better.

Over the years Brandon has hand chosen a team of professionals to help him provide the best customer service experience in the mortgage industry, allowing them to become one of the nations’ top 1% most productive mortgage teams for quite some time. His entire team came with him to Affinity Lending where they plan to offer the same great level of service and commitment to their clients that has allowed them to grow and soar to these heights!! They’ll continually try to set the bar even higher, by helping more and more people each year!!

In Brandon’s many years of experience doing debt consolidation loans he realized the most common mistake people make when refinancing their mortgage; they very rarely take the monthly savings from the refinance and put it to good use. The best way to utilize the monthly savings is to accelerate the payoff of their remaining debts (if necessary) and preparing for upcoming expenses like college, retirement, vacations, new vehicles, etc. By looking at all possibilities in the present AND future, we can help create a solid long-term financial plan for anyone, all while avoiding future credit card use and financial strife (God forbid).

That might seem obvious to some, but it’s not as easy as it may sound, and even harder to do efficiently while getting the biggest bang for your buck!! If you don’t implement certain strategies; at certain times, in a certain order, then it doesn’t work very well and it can become daunting to say the least. That’s why Brandon wanted to simplify things for people as he knows this is true for so many, and basically got tired of seeing his past clients make the same mistakes over-and-over again early on in his career. Refinancing time and time again to consolidate debts; while at the same time getting nowhere, and still expecting different results, even though they were doing nothing differently than they did before. This according to the late Albert Einstein, is the "definition of insanity". Another one of Brandon's favorite quotes by Albert Einstein was his interpretation of compound interest working for us or against us, as he stated, "Those who understand compound interest are destined to receive it, and those who don't, are doomed to pay it." If you are paying more interest (debt) than you are receiving (retirement/investments) you are taking one step forward and two steps back!

Brandon also loves sharing his knowledge with his cherished realtor partners, first time home buyers, and move up buyers. By using his strategies, they can apply his concepts to help them pay off their new homes much faster than they would normally.  This allows them to avoid the mistakes that most home buyers make when purchasing a new home.

If you would like to get more information about how he could help you achieve your financial goals or to get a free copy of his book, please feel free to call him directly on his cell at (816) 305-9095 or you may email him at bhays@affinitylendinginc.com.

Know of anyone looking to buy or sell a home soon? You can also request a FREE copy of Brandon’s other book, "The Ultimate Guide to Kansas City Area Real Estate" by contacting him directly as well.

 

Brandon wrote this book because in his many years of experience he has came across a lot of unpredictable scenarios that have kept people from buying or selling a home… and in some cases – both!!  As you can imagine; when a deal falls through, it’s heartbreaking. There have also been many instances where clients have cost themselves thousands of dollars not understanding real estate in general, including himself in years past.

He structured this book in the most non-biased, third party perspective possible so you could make the most informed decision that suits all your needs. In this book, he details experiences he's had as an investor and home buyer/seller himself. He also let's you dive deep into numerous situations he's came across working with buyers and sellers and some stories directly associated with his Real Estate Agent partners. This gives you the advantage on your next sell or purchase.